Thinking about moving abroad but worried about burning a hole in your wallet? You’re not alone. A lot of Indians dream of living overseas—whether it’s for better job prospects, cleaner air, safer streets, or just a new adventure. But let’s be honest, settling in places like the US or UK can cost a fortune.
The good news? There are countries where the cost of living is low, visas aren’t a nightmare, and the lifestyle? Chef’s kiss! So, if you’re wondering where you can settle without selling a kidney, I’ve got you. Here’s my list of 10 affordable countries where Indians can easily settle, live well, and maybe even thrive.
🇵🇹 Portugal – Europe’s Chillest Vibe with Low Costs
Portugal is the kind of place where time slows down. Think warm sunsets, ocean breeze, friendly locals, and yes—great wine. But the best part? It’s surprisingly affordable for a Western European country.
Why Indians Love It:
- The D7 visa is perfect if you’ve got remote income or savings.
- Public transport is smooth and cheap.
- After 5 years, you can apply for permanent residency.
Living Costs:
A nice apartment outside Lisbon might cost you ₹35,000–₹40,000. Meals? Expect to pay ₹600 for a sit-down dinner, but local bakeries and cafes are way cheaper.
Bonus:
There are Indian stores, restaurants, and even temples in Lisbon. So you won’t miss home too much.
Check: Flights to Portugal – Affordable and Quality Ensured!
🇻🇳 Vietnam – Delicious Food, Easy Life
If you’re a fan of street food, scooters, and scenic landscapes—Vietnam’s your place. Life here is simple, fun, and very affordable.
Why It Works for Indians:
- You can get a business or student visa without much red tape.
- Perfect for digital nomads and freelancers.
- It’s safe and vibrant, especially in cities like Hanoi and Ho Chi Minh City.
Living Costs:
A comfy 1BHK apartment? Around ₹20,000–₹30,000/month. A hearty bowl of pho? Under ₹150. You could live well on ₹50,000/month.
Fun Fact:
Indian expats run restaurants, yoga studios, and even travel agencies here!
Check: Compare Flights to Vietnam – Explore Offers You Can’t Miss!
🇬🇪 Georgia – The Underrated European Escape
No, not the U.S. state. I’m talking about the country nestled between Europe and Asia. Georgia is a gem. Think mountains, cobbled streets, wine culture—and wait for it—visa-free entry for Indians for 1 year.
Why It’s a Hit:
- You can literally show up and stay for 365 days. No visa, no fuss.
- Great place to set up a small business or work remotely.
- Tbilisi, the capital, is buzzing with art, cafes, and co-working spaces.
Living Costs:
You can live comfortably here on ₹40,000–₹50,000/month. Rents hover around ₹20,000 for a decent apartment.
What About the Community?
Not massive yet, but growing. You’ll meet Indians in IT, travel, and education sectors.
Check: Best Price – Flights to Georgia from India
🇲🇽 Mexico – Tacos, Culture & Budget-Friendly Living
Forget the stereotypes. Mexico is diverse, safe in many parts, and super affordable. Cities like Guadalajara and Mérida are full of culture, color, and community.
Why Indians Are Moving:
- The Temporary Resident Visa allows you to live for up to 4 years.
- You can apply for permanent residency after that.
- Ideal for remote workers and entrepreneurs.
Living Costs:
You can live well on ₹60,000/month. Rent? Around ₹20,000–₹25,000 depending on the city.
Bonus Points:
Mexican people are warm and family-oriented—something Indians find easy to relate to.
Check: Affordable Flights to Mexico from India
🇵🇭 Philippines – Island Life, English-Speaking, and Low Cost
If beach life is your thing and you want an English-speaking country that won’t cost a fortune—Philippines fits the bill.
Why It’s Great:
- English is widely spoken (no language barrier!).
- You can get long-term visas as a student, retiree, or entrepreneur.
- Lots of affordable islands and smaller cities to choose from.
Living Costs:
Rent starts around ₹15,000–₹20,000/month in cities like Cebu or Davao. Street food and groceries are very affordable. You can live well under ₹50,000/month.
Growing Indian Presence:
More Indian students and professionals are choosing the Philippines for its affordability and comfort.
Check: Flights to Philippines – Unbelievably Low Price!
🇲🇾 Malaysia – Budget Singapore, Indian Vibes
If you want the feel of Singapore without the cost, Malaysia is the move. Kuala Lumpur is modern, multicultural, and has a huge Indian population.
What’s Good Here:
- English is an official language.
- Getting a long-term visa is relatively easier if you’re a student or working professional.
- Public transport and healthcare are excellent.
Cost Breakdown:
A decent apartment? ₹25,000–₹30,000/month. Total living cost under ₹55,000. And yes, Indian food is everywhere—from dosa to biryani.
Check: Affordable Flights to Malaysia from India
🇦🇪 United Arab Emirates – Tax-Free, Job-Friendly
Okay, it’s not the cheapest on the list—but Dubai and Sharjah are still much cheaper than most Western cities if you’re working. Plus, the lack of income tax makes your take-home pay higher.
Why Indians Move Here:
- Jobs. Especially in IT, finance, engineering, and healthcare.
- Massive Indian population and culture.
- Direct flights to Indian cities every day.
Cost of Living:
A shared apartment in Sharjah can cost ₹30,000. Living in Dubai? Expect around ₹60,000–₹70,000/month minimum.
Good To Know:
The UAE now offers long-term residency visas for investors and professionals.
Check: Best Flights to Dubai from India
🇷🇸 Serbia – Europe Without the Price Tag
Serbia is one of those overlooked countries that actually ticks a lot of boxes. It’s part of Europe, but way cheaper than the west.
Why Consider It:
- Indians can stay up to 30 days visa-free, and longer stays are possible via work or study visas.
- Belgrade is lively and affordable.
- Safe, friendly, and easygoing lifestyle.
Cost of Living:
₹40,000–₹50,000/month is more than enough. Rents are around ₹15,000–₹25,000 for a studio.
Indian Community:
Small, but you’ll find Indian students and digital nomads scattered across the city.
Check: Best Flights by Booking.com to Serbia from India
🇮🇩 Indonesia – Islands, Culture & Low Cost
From the beaches of Bali to cities like Jakarta, Indonesia is a stunning and inexpensive place to live. And if you’re spiritual or artistic—this place just gets you.
Why It Works:
- Great for remote workers and digital nomads.
- Easy visa-on-arrival + social visit extensions.
- Very low cost of living.
What You’ll Spend:
₹35,000–₹50,000/month in Bali or Yogyakarta. You can rent a private villa in Bali for under ₹25,000/month!
Community Factor:
Bali especially has a decent Indian population, with cultural events and food availability.
Check: Deals You Can’t Miss – Flights to Indonesia
🇪🇨 Ecuador – South American Dream on a Budget
One of the most affordable countries on this list, Ecuador offers stunning nature, cheap living, and a chance to live off-grid or in lively cities.
Here’s Why It’s Cool:
- Ecuador has a retirement visa and long-term residency options.
- Cities like Cuenca and Quito are expat favorites.
- You can live in the Andes or by the coast!
Living Expenses:
₹35,000–₹45,000/month. Rent in a mid-sized city could be as low as ₹15,000.
Indian Community:
Tiny, but you’ll find pockets of fellow Indian adventurers in tourist towns.
Check: Affordable Flights to Ecuador from India
Moving abroad doesn’t have to mean six-figure bank accounts or luxury lifestyles. It’s about finding a balance between comfort, opportunity, and affordability. Each of these countries offers Indians a unique lifestyle at a fraction of the cost you’d expect.
Also read: Visa Free Countries for Indians
Whether you’re looking to work, study, retire, or simply escape the chaos—there’s an affordable corner of the world waiting for you.
So… what’s stopping you?
